Independent Licensed Insurance Agent. Based in West Michigan. Serving families across the entire Lower Peninsula — at no cost to you — for over 20 years.
Gary Wendlowsky has been a licensed insurance agent for over 20 years, spending most of that career focused on Medicare. Based in West Michigan, he serves families across the entire Lower Peninsula — helping them understand what Medicare covers, what it doesn't, and which plan options are actually worth their money.
Gary's approach starts with education, not enrollment. Before recommending anything, he takes time to understand your situation: which doctors you see, which prescriptions you take, what your budget looks like, and what matters most to you in your coverage. Then he compares Medicare Advantage, Supplement (Medigap), Prescription Drug, and Marketplace plans across multiple carriers to find the real best option for you — not just the plan that's easiest to sell.
As an independent agent, Gary is never employed by or exclusive to any one insurance company. He's compensated by the carrier when you enroll, which means every consultation, every comparison, and every question you have is answered at no cost to you — ever.
After more than two decades in Michigan, the vast majority of Gary's clients come by referral. He hasn't built his business on advertising — he's built it on the relationships that come from doing the job right and being there for clients long after enrollment day.
There's no shortage of insurance agents in Michigan. Here's what Gary does differently — and why the people who work with him keep coming back year after year.
Gary's goal is to make sure you understand your options before you make any decision. He explains the differences between plan types, what each one covers, and what it costs — in plain language, without pushing you toward a specific product.
Gary is not a captive agent locked into one insurance company's products. He has access to Medicare Advantage, Supplement, Drug Plan, and Marketplace options from multiple top-rated carriers — so the recommendation he gives you is driven by your needs, not his quota.
Enrollment is the beginning, not the end. Gary stays your agent year after year — answering questions, handling renewals, and reviewing your coverage every open enrollment season to make sure you're still on the best available plan. His clients don't need to start over every year. Gary is already there.
Gary is happy to answer your Medicare questions — by phone, by email, or through the form. No commitment, no sales pressure. Just an honest conversation about your options.
Your information is private and will never be shared without your permission.
Your Next Step
There's no cost and no obligation. Gary is happy to answer your Medicare questions and compare your options — however long it takes.