Whether you're turning 65, reviewing your current plan, or helping a parent navigate coverage — Gary walks you through every option clearly, at no cost to you.
Medicare Advantage (Part C) replaces Original Medicare with private insurance approved by Medicare. These plans combine hospital coverage (Part A) and medical coverage (Part B) into a single plan — and most also include prescription drug coverage, dental, vision, and hearing benefits.
Medicare Supplement plans — also called Medigap — work alongside Original Medicare to cover the gaps in what Medicare pays. That means deductibles, copays, and coinsurance are covered, so your health care costs are predictable month after month.
Original Medicare doesn't cover most prescription drugs. A standalone Part D plan fills that gap. Gary compares each plan's formulary — the list of covered medications — against your specific prescriptions to find the option with the lowest total cost for your situation.
For Michigan residents who aren't yet on Medicare, Gary helps navigate ACA-compliant health insurance through the Health Insurance Marketplace. He simplifies the options, identifies potential premium tax credits, and helps you enroll in coverage that fits your health needs and budget.
Get Personalized Help
The right Medicare plan depends on your health, your doctors, your prescriptions, and your budget. Gary takes the time to understand your situation before recommending anything — and his help is completely free.
Gary's approach: educate first, enroll second. In 20+ years, he's built most of his client base through referrals — not advertising. People recommend Gary because he explains your options honestly and never pushes a plan that isn't right for you.
Ready to Get Started?
As an independent agent, Gary is never tied to one carrier. He finds the plan that's right for your life — not the plan that pays the best commission.